Insurance

Borrowing costs: the true cost of lending

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Borrowing costs: the true cost of lending

A loan is a flexible solution to many financial shortages. But how do loan costs actually break down? Most people think of costs only in terms of APR, which is highlighted in advertising. But this interest rate is only part of the true cost of a loan.

More and more consumers are falling victim to hidden fees and cost traps. A precise knowledge of the composition of the cost of credit is therefore essential. Because this is the only way to compare the offers of different lenders and to determine the actual amount of the credit costs.

News

Land grabbing in developing countries: why we stand by apathetically

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The headlines of land grabbing and illegal land grabbing by governments and companies in developing countries are alarming. Less well known, however, is that our daily consumption patterns and global trade contribute to this problem. Land grabbing is a sensitive issue that is being addressed by many developed countries, non-profit organizations and the international community.

But despite these efforts, the situation in many developing countries remains poor. There are many reasons for this: an inadequate legal framework, political instability, corruption, and contradictions between national and international regulations. All of this can lead to the problem of land grabbing being postponed in any negotiation between the parties.

News

A praise of fragility: the importance of this value in complex times

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A praise of fragility: the importance of this value in complex times

We live in a world characterized by uncertainty and complexity. In an era where change is rapid and profound, and we face new challenges every day, fragility often seems like a disadvantage.
But we should not underestimate the value of this condition. For fragility can help us be receptive to change and remind us that we cannot control everything. It can also inspire us to be cautious and to focus on what is essential.
In this realization lies a power that can help us persist in the midst of uncertainty and complexity. So a praise of fragility is a significant value at this time, allowing us to truly engage with life and accept ourselves as we are. It reminds us that there are no answers to all questions and that it is okay to feel incomplete and imperfect at times.

Importance of fragility

The world around us is becoming more and more complex. It is not only technological developments, but also political, economic and social changes that constantly present us with new challenges. In this increasingly complex world, strength is often considered the most important value. But what about fragility?

Finance

“I do 100 percent impact investing. A paradigm shift in capital investment by foundations.”

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The topic of impact investing has gained more and more attention in recent years. This involves investing in companies that generate a positive social or environmental impact in addition to financial returns. But what happens when you focus entirely on such investments?

That’s exactly what Peter Kraus, chairman of the KSH Foundation, has done. His approach is to invest 100 percent of the foundation’s assets in companies that have a positive impact on the world. A radical step that is so far unique in the German-speaking foundation landscape.

News

Cheap car rental and vans in norco, california

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Norco, a city in Riverside County, California, is a wonderful place to visit for tourists and locals alike. To explore the city and its surroundings in a comfortable and flexible way, car rental is a great option. It is important to find a reliable and affordable option to make your stay in Norco even more enjoyable.
With the help of our car rental services, you will get the chance to explore Norco and its surroundings without worrying about the cost and quality of transportation options. We offer a wide selection of rental vehicles and vans to meet your needs. From small runabouts for strolling around town to spacious family cars and larger vans for moving or other occasions, we have the right vehicle for every need.
Whether you are staying in Norco for a short or a long time, we guarantee that you will get the best value for your money without compromising on quality. Our vehicles are in perfect condition and regularly maintained to provide you with a smooth driving experience. Contact us now for a no-obligation request and take advantage of our unbeatable offers!

Advantages of car rental in Norco

Cheap car rental in Norco, California offers a lot of benefits to travelers. Whether you’re looking to take a trip or need a van for business, car rental can help you reach your destination.

Techno

Fulfilling wishes in seven minutes thanks to digital speed

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In today’s digital world, the desire for quick and easy fulfillment of needs is ever increasing. The rise of online shopping, online banking and online billing show that users want to do everything from home. Related to this is a new concept that aims to revolutionize online shopping: a shopping and delivery service that aims to fulfill a user’s request in just seven minutes.

The company behind this idea is committed to delivering all orders within seven minutes, thanks to a combination of smart technology and a comprehensive logistics infrastructure. The service allows users to order a wide range of products through a user-friendly mobile application that recognizes the user’s location and places an order in seconds.

Insurance

Accident insurance: when is it recommended?

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Accidents can happen anytime and anywhere. They can have serious physical and financial consequences. In this case, accident insurance can be a good solution to cover financial risks. But how useful is accident insurance actually and for whom is it worth taking out??

In general, accident insurance can be useful for anyone who is at increased risk for accidents. This includes, for example, people who travel a lot at work or in their personal lives, athletes, and people with dangerous hobbies. Families with small children should also consider accident insurance, as children are often careless and can quickly get into dangerous situations.

Finance

Eliminate child poverty: what is the status of basic child security in austria??

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Eliminate child poverty: what is the status of basic child security in austria??

Child poverty is a significant problem in Austria, affecting nearly one in five children in the country. The government has taken steps to strengthen social security for children and reduce poverty. One of these proposals is the introduction of a basic child allowance that provides uniform financial support for all children.
However, there are different opinions on how the basic child security scheme should be designed in Austria and whether it will achieve the desired results. Some experts argue for broader implementation, while others express concerns about funding and abuse of the measure.
Despite this debate, the goal of fighting child poverty in Austria remains crucial. Basic child security could help ensure that all children have the same opportunities and chances to reach their full potential. In this article, we will take a closer look at the Basic Child Security and how it is being implemented in Austria.

Understanding and measuring child poverty

Child poverty is a problem that exists not only in Austria but worldwide. But what actually is child poverty and how is it measured?

News

Pubg – a more detailed character customization feature is coming soon

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PUBG, also known as PlayerUnknown’s Battlegrounds, will soon introduce an enhanced character customization feature that will give players even more options to customize their game characters. The upcoming update is all about personalization, easy navigation, and smooth features to enhance the gaming experience.
With the new character customization feature, players will be able to add much more detail to their characters to create a unique look and aesthetic. This new feature will allow players to personalize their characters with various cosmetic items such as clothing, hairstyles, masks and weapons. Players can now create their own styles and breathe more life into their characters with a wide range of customization options.
The new character customization feature will soon be available to all PUBG players. The update is designed to make gameplay more enjoyable and exciting by giving players more independent control over their characters and the ability to bring their creativity into the game. Exact details and information will also be available soon, so stay tuned for more updates and news about the enhanced character customization in PUBG.

What does it mean?

PUBG will soon feature more advanced and detailed character customization. But what does this actually mean for players of the shooter?

Finance

Mortgage loan in new figures on the rise

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The real estate industry in Germany is currently in a state of flux. According to current statistics, the demand for mortgage loans is steadily increasing in recent years. What are the reasons for this trend? How will the market develop in the future? These questions will be answered in this article.

Mortgage loans are loans issued by banks to finance the purchase of a property. The buyer commits to repay the loan regularly. The property itself serves as collateral. This type of loan has been very popular in Germany for many years, but now the demand seems to be growing even stronger.